Point hacks to paradise: Smart rewards strategies to unlock travel and lifestyle perks

We get it – with the cost of living rising, saving for that dream holiday or barista-quality coffee machine can feel impossible. But with a little strategic thinking, you can use your loyalty points to pay for your next getaway or enjoy that perfect latte from your own kitchen.

How? By making your points work harder for you. Instead of mindlessly letting your points accumulate slowly in the background, look into your program’s special offers. Programs like OnePass, for instance, let you multiply your points with partner offers, and many loyalty programs have similar opportunities that we often overlook. You could earn bonus points or discounts with your favourite brands, retailers, and even local businesses.

Once you’ve accumulated enough points, you can redeem them for travel perks like discounted accommodation, upgrades, gift cards, or even lifestyle gear like phones and sneakers.

Smart spending on everyday essentials

The easiest way to boost your point balance is to be thoughtful with your everyday purchases. Many loyalty programs offer bonus points at participating retailers. And if you link your rewards program with other retail loyalty accounts, you can earn even more.

Need skincare, baby wipes, petfood, groceries? Retailers like Target and Kmart partner with big loyalty programs and can help you earn extra points on everyday items, accumulate rewards faster.

Maximising rewards on larger purchases

Same goes for big items. Before splurging on a new smart watch, laptop or desk, check if the retailer offers loyalty reward partnerships or special promotions. You may be able to earn double points for that cosy daybed, outdoor setting, thanks to Bunnings and Officework’s reward program partnerships.

Staying informed and evaluating opportunities

However big or small your purchase may be, combining it with bonus offers or special promotions can really ramp up your points-earning power.

While opportunities to multiply your points can be attractive, it’s also wise to evaluate whether the associated spending aligns with your actual needs and budget. Consider if any linked memberships or services come with fees and weigh those costs against the potential rewards you might earn. A well-informed approach ensures you’re maximising your benefits without unnecessary expenditure.

OnePass is the membership for Australia’s favourite retailers. From savings to rewards, get more value from the brands you shop. Now $20 for a year (usually $40). Limited Time Offer.

*T&Cs, exclusions apply. OnePass $20 membership offer ends 11.59pm AEST 12 June 2025, unless extended. $40 per year thereafter unless cancelled. Offer not available to current OnePass members.